BRIEF

on Turkiye Garanti Bankasi A.S. (isin : US9001487019)

Turkiye Garanti Bankasi Announces Revised Expectations for 2025

Turkiye Garanti Bankasi A.S. has updated its financial projections for the year 2025, as per their announcement on October 30, 2025. The revisions consider macroeconomic trends and the Central Bank of the Republic of Turkey's stringent monetary policies. A notable change is the adjustment of the expected expansion in the net interest margin, which has been revised downward. Despite this, the target for the average return on equity remains unchanged, supported by a better-than-anticipated net cost of risk and robust growth in commission income.

More detailed information regarding these revisions has been made available on the Public Disclosure Platform and the Garanti BBVA Investor Relations website, under the Operating Plan Guidance Presentations section.

R. E.

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