KBC's capital far exceeds the minimum regulatory requirements.

The European Central Bank (ECB) has confirmed its capital requirements for KBC, as part of the 2026 Prudential Review and Assessment Process (SREP). KBC has been informed that the Pillar 2 (P2R) requirement remains at 1.95%, and the Pillar 2 (P2G) guidance at 1.00% of risk-weighted assets.

As a result, the overall CET1 requirement for KBC is set at 10.94%. This figure includes the Pillar 1 requirement of 4.50%, the Pillar 2 requirement of 1.10%, a capital conservation buffer of 2.50%, as well as a capital buffer for other systemically important institutions of 1.50%, and various countercyclical buffers totaling 1.34%.

In the second quarter of 2026, KBC had a CET1 ratio of 14.4%, well above the minimum requirements.