BNP Paribas Home Loan SFH Updates Covered Bond Programme Prospectus

On October 16, 2026, BNP Paribas Home Loan SFH released the first supplement to its Base Prospectus from July 30, 2026. The supplement, approved by the Autorité des marchés financiers (AMF), modifies several key sections. It incorporates the first-half 2026 results and updates on recent developments regarding the Issuer. The modifications address risk factors, collateral security assets, and changes in lending criteria, reflecting data as of June 30, 2026.

The programme, valued at €45 billion, is aimed at issuing Obligations de Financement de l'Habitat. Notably, there has been no significant change in BNP Paribas Home Loan SFH's financial position since the last reporting date. The latest Overcollateralisation Ratio stands at 113.64%. The documents incorporated by reference such as financial reports are accessible on the company's website.

BNP Paribas Home Loan SFH, a French specialised credit institution, has ensured clarity and accuracy in its updated financial data. The supplement aims to enhance transparency for investors by providing comprehensive and updated information without omitting any significant details. It underscores compliance with regulatory standards and maintains the legal framework necessary for financial stability.