BarmeniaGothaer Reports Strong Financial Performance in 2025

Cologne/Wuppertal, 15 December 2025 – BarmeniaGothaer has concluded its first financial year with robust results, as presented by Co-CEOs Dr. Andreas Eurich and Oliver Schoeller. The group anticipates reporting premium income of €9.27 billion, marking a 7.9% increase from the prior year, surpassing market growth by 0.5 percentage points. The equity base is expected to reach €2.07 billion, up from €1.99 billion, and the Solvency II ratio is projected to increase to 201.1% from 189.3% in 2024. Additionally, consolidated net profit is set to rise from €19 million to about €101 million.

Gothaer Allgemeine Versicherung AG forecasts gross premiums of €2.9 billion, an 8.6% increase over 2024, exceeding the market growth rate of 7.7%. The expected net profit before allocations to the equalization reserve is €92.1 million, a significant 104% increase. The combined ratio should improve by 2.1 percentage points to 91.2%, with the Solvency II ratio climbing to 179.5%, a 16.3-point rise.

S&P Global Ratings reaffirmed 'A' ratings for Gothaer's divisions, maintaining a positive outlook, suggesting a possible upgrade to 'A+' within 12 to 24 months.